Corporate Consulting for Value Enhancements

Employee Benefits Consulting

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Employee Benefits Plan Solutions

ATI Capital Group, Inc. ("ATICG"), through our network of numerous insurance companies and third party administrators, delivers employee benefits solutions for public, private and non profit organizations.

Marketing/Renewal

• Employee Benefits plan design, consultation, and proposal development
• Fully Insured Medical, Dental, Vision, Life and Disability Plans
• Self Funded Medical, Dental, Vision, Life and Disability Plans
• Voluntary Benefits
• Proactive Renewal process
• Employee contribution analysis and recommendations

Client Services

• Provide assistance with enrolling, terminating, and changes for new or current employees
• Service personnel are licensed agents
• Provide training and support for group administrator
• Resolve billing issues
• Assist with claims processing
• Provide seminars on legislative changes and updates including HIPPA, COBRA, FMLA, etc.
• HSA, HRA, Section 125 and FSA Administration provided through Third Party Administrators

Employee Communications

• Custom employer website design to better communicate benefits and costs to employees
• Second paycheck analysis online provides a current description of the employers cost for each individuals entire benefit package
• Access to local representatives for assistance with benefit questions
• Conduct employee meetings
• Provide enrollment packets for new hires and open enrollment eligible participants
• Out of state employees have access to a toll free service line

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Retirement Plan Solutions

ATICG delivers both “Bundled” and “Unbundled” retirement solutions for public, private and non-profit organizations.

Marketing/Renewal

• Feasibility studies for new and existing retirement plans
• Analysis of total employee compensation programs
• Proactive renewal process
• Renegotiate fee structures as assets increase
• Employee contribution analysis and recommendations
• Investment Management Services from some of the largest institutional managers in the country

Plan Types

• Simple IRA’s
• Simple 401(K) plans
• Safe Harbor and other 401(K) plans
• Profit Sharing
• Employee Stock Ownership Plans
• Employee Stock Purchase Plans
• Cross-Tested (new comparability) plans
• Pension Plans
• Age Weighted Plans

Client Services

• Assistance in drafting plan documents and amendments
• State-of-Art record keeping and administration
• Trustee Services
• Fiduciary liability and responsibility assistance

Employee Communications

• Comprehensive employee investments education
• Ongoing participant services include Internet and Toll-Free access to obtain balances and conduct simple transactions
• Flexible enrollment options allows participants to select investment options and enroll 24/7 via Internet
• Participants receive newsletter filled with useful financial planning information with their quarterly statements
• Current and past statements available online

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Group Checklist

THE FOLLOWING INFORMATION WILL ASSIST US IN OBTAINING THE MOST COMPETITIVE PROPOSALS POSSIBLE:

• Census
  • Birth date, sex, type of coverage, location.
  • Life insurance; we need the life volume for each insured.
  • Disability insurance; we need salary and job occupation description.
  • Please include COBRA participants and COBRA termination dates.
• Clear description of industry type including SIC Code, affiliates, and locations.
• Effective date
• Claims and enrollment by type of coverage (24 to 36 months, by month if possible).
  • Large claims to include dollar amount, diagnosis and prognosis (half of the specific stop loss level).
  • Life Insurance claims in past 3 years (number and benefits paid).
• Current insurance carrier: TPA, PPO Network(s).
• Current method of funding (fully insured or self-funding).
• If self-funded, indicate specific stop loss level, and contract basis (include aggregate contract if appropriate).
• Current rates, premium and factors.
• Percentage of contribution by employer for employee and dependent coverage.
• Copy of current schedule of benefits for each type of coverage.

ATICG appreciates having the opportunity to prepare a proposal for your consideration. All information provided will be kept confidential and will be used only to obtain quotes.

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